With Tax Time right around the corner it is also a great time to take advantage of doing a little financial spring cleaning and this means taking necessary steps to prevent Identity Theft. Unfortunately Identity Theft does happen, and it is important to understand how it can happen and ways to prevent it from happening to you. Some of the most common forms of Identity Theft are; Social Security ID Theft, Medical ID Theft, Character/Criminal ID Theft, Financial ID Theft and Driverâ€™s license ID Theft. This is the fastest growing white-collar crime in America today. The FTC reported that a stolen ID is used an average of 30 times before the victim finds out about it. This means that unless you take proper precautions you will not know that your identity has been stolen until itâ€™s too late. You can take an active hand in stop this kind of theft before it happens. Here are five ways that you can help avoid having your identity stolen:
- Donâ€™t go mobile: It may be easy and convenient as far as paying bills go, but it isnâ€™t safe. Save yourself the headache and make sure you use a secure site online using your own personal Wi-Fi network to pay your bills.
- Look before you click: If you do not know the link, donâ€™t click. If you do click definitely donâ€™t enter your card information into any website before checking on a few things first. An easy way to figure out if the link is ok, is by right-clicking to copy the address and paste it into a document or your browser bar in order to see the link better and figure out if itâ€™s really taking you where you want to go. Another way to help avoid ID theft is by using one card for online purchasing and monitor that card very carefully.
- Update your passwords: Be sure to change your passwords monthly or quarterly to prevent ID theft. Choose a complex password, if possible switch up the password with every account. If you need to track your passwords there are many programs that allow you to keep them in order; LastPass or 1Password (for Mac)
- Know how identity theft happens: Knowing the most popular scams and how they work will help keep you on your toes and stay alert for red flags when surfing the Internet. Learn how ID theft can happen and it will help you prevent it from happening to you.
- Enroll in InfoArmor Identity Protection program: These programs will help alert you when your identity or credit has been used or ran by an unknown source. This will allow you peace of mind and prevent you from getting hit with thousands of unexpected bills.
If you are aware of what the scams are and how they attack your credit and identity, then you will be better prepared and able to make sure this type of thing does not happen to you. To learn more about Online Security Protection, visit us at Connect Your Home or call (888)566-3979. Have you ever had your Identity Stolen, if so how did you become aware of it?